@techreport{ay-report-2009-obamacare-a-bad-deal-for-young-adults,
  title = {ObamaCare: A Bad Deal for Young Adults},
  author = {Aaron Yelowitz},
  year = {2009},
  institution = {Cato Institute},
  number = {Briefing Paper No. 115},
  url = {https://www.cato.org/sites/cato.org/files/pubs/pdf/bp115.pdf}
}