@article{ay-ja-i4skrbpp6zycmrlh,
  author = {Jonathan Gruber and Aaron Yelowitz},
  title = {Public Health Insurance and Private Savings},
  journal = {Journal of Political Economy},
  year = {1999},
  volume = {107},
  number = {6},
  pages = {1249--1274},
  doi = {10.1086/250096},
  url = {https://doi.org/10.1086/250096}
}