@article{ay-ja-7isfhaksr76fyrd3,
  author = {Timothy F. Harris and Aaron Yelowitz and Charles Courtemanche},
  title = {Did COVID-19 change life insurance offerings?},
  journal = {Journal of Risk and Insurance},
  year = {2021},
  volume = {88},
  number = {4},
  pages = {831--861},
  doi = {10.1111/jori.12344},
  url = {https://doi.org/10.1111/jori.12344}
}